Parkour UK

Howden is the appointed insurance broker to Parkour UK

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Who is covered?

This cover applies only to activities authorised or recognised by Parkour UK.

The policy covers:

  • Parkour UK and their affiliated coaches and members. 
  • IMPORTANT NOTE: Coaches that use a trading name are insured for up to a turnover of £25,000 per annum. If your turnover exceeds this amount or you trade as a Limited Company, you are not covered by this insurance and will need to seek your own separate insurance. Please speak to Howden if you would like a quotation.
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What insurance do you get as part of your membership?

  • As part of your membership with Parkour UK you automatically receive the benefit of Combined Liability insurance and Personal Accident insurance.
  • To understand what these covers are and to see the main terms and conditions that apply, please make sure you refer to the policy summary and policy wording which can be found in the downloads section below.
  • The annual policies run from 31 March with a new renewal date of 1 April.

Policy limits are as follows:

  • Public liability – £10,000,000

    any one claim or series of claims arising from one occurrence, including costs and expenses and limited in the aggregate in respect of the products extension. (A £2,500 policy excess applies for third party bodily injury and £250 for third party property damage.)

  • Professional indemnity - £1,000,000

    any one claim or series of claims arising from one occurrence, including costs and expenses and limited in the aggregate. (A £2,500 policy excess applies.)

  • Personal accident

    see below...

Liability Insurance Summary 2025-2026

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About the insurance

1. Public liability
Public liability insurance provides protection against legal liability for bodily injury to third parties and damage to third party property.

Products liability insurance provides protection against legal liability to pay compensation including legal costs for death or bodily injury, or damage to third party property arising from products supplied.

2. Professional indemnity
Cover to protect affiliated clubs or coaches for claims made against them which allege that a third party has suffered an injury or financial loss caused by negligent acts, errors or omissions during coaching activities.

3. Safeguarding (Abuse)
Abuse cover provides protection against claims arising where you had a responsibility (either explicit or implied) for the welfare and wellbeing of an individual or individuals in your care, and are alleged to have been in breach of that duty.

4. Personal accident
Provides benefits in the event of a personal accident whilst playing, participating or training at any event organised by Parkour including travelling directly to or directly back from such event. To view the policy benefits, please view the personal accident policy schedule in the downloads section below.

5. Reporting an incident
It is important that all incidents that may give rise to a claim, however minor, are reported to Howden as soon as possible after the event using the details below.

Any writ or summons must be forwarded on immediately following receipt.

You should not admit liability under any circumstances as the insurers will respond to all allegations on your behalf.

Howden contact

Daniel Abbott

 

 

Frequently asked questions

You receive public liability up to £10,000,000, professional indemnity (coaching and tuition cover) up to £1,000,000 and cover for abuse / safeguarding up to £1,000,000.
Coaches that use a trading name are insured for up to a turnover of £25,000 per annum. If your turnover exceeds this amount or you trade as a Limited Company, you are not covered by this insurance and will need to seek your own separate insurance. Please speak to Howden if you would like a quotation.

Please note: Professional indemnity and abuse cover is written on a "claims made" wording, which means that the cover will respond on the policy in place when the claim is made, not the policy in place when the incident occurred. Unlike other forms of insurance, there must be a policy in force at the time at which the claim is made against you and at the time the activity was undertaken. Once a policy is cancelled, expires or lapses no cover would be provided for any claim notified after the date of cancellation, expiry or lapse.

Yes, the public liability insurance provided will defend your position, should you be sued for injury to a third party or damage to a third party’s property.

Please note: Any claims relating to deliberate or criminal acts are excluded.

If there are verbal or written allegations made against your club, you should record the information and notify Howden of the incident at your earliest opportunity. 

Please contact Daniel Abbott by calling 02920 031 980 or emailing [email protected]. 

In NO circumstances should you admit liability or agree to pay for any damage caused, as this may prejudice the position of insurers and could result in the withdrawal of any indemnity.

Please note: This is a liability policy where insurers decide if negligence attaches to you, meaning any payment you make to any third parties will not necessarily be reimbursed.

If an allegation for negligence is made against you or your club, the risk assessments will be needed to evidence what you have reasonably been able to do to prevent an incident occurring.

If your query relates to the insurance policy please contact Daniel Abbott at our insurance broker, Howden: