Motor Insurance

R K Harrison is the specialist Private Client division of Howden

When cars are a passion, insurance needs specialist attention. Whether you’re driving a Range Rover to work, taking an old classic out for the weekend or adding the latest supercar to your collection, we’ll build you a package that’s sensitive to your needs.  

 

We arrange insurance for:

  • High-value motor cars
  • High-performance motor cars
  • Classic and vintage cars
  • Family fleet
  • Specialist / Non-standard motor cars

 

Blend security and convenience into a comprehensive package, tailored for you

 

Comprehensive cover when driving other cars 

You will be covered regardless of whose vehicle you are driving

Agreed claims value: don’t get caught out by depreciation

Don’t be caught short by depreciation – choose a policy that pays out the value at policy inception, not today’s market value.  

New car replacement 

When your car is damaged and deemed beyond economical repair, our insurers can replace the old one with a brand new like-for-like replacement. This applies where you were the first registered owner of the vehicle and the vehicle is up to three years old. 

Like-for-like loan car during claims

If you drive a Ferrari your loan car shouldn’t be a Fiat Cinquecento – but it’s not unheard of to be offered one. We only offer policies where the loan vehicle is like-for-like to that of the vehicle being repaired. If you opt to not receive a loan car, most insurers will waive the excess.

High coverage limits to suit high-value vehicles

We can offer policy limits far beyond anything a typical comparison site motor policy could give you. We’re comfortable meeting more unusual and specific requirements. 

Breakdown cover included

Whether you are driving in the UK or in Europe, you’ll have breakdown support.

Optional legal expenses cover

If a third party claims liability against you, legal expenses cover will cover the costs of mounting a defence and any damages.
 

 

Get a quote today

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