Land and Estate

Farmers, landowners and estates of all sizes can benefit from a tailored Land and Estate insurance policy designed for their precise needs. When it comes to protecting your home, fine tailoring actually costs less. 

Land and Estate insurance policy highlights

One broad policy to manage many risks

Manage a wide range of risks under one policy: Home, Valuables, Livestock, Hired-in plant, Goods in transit Liabilities and Environmental Liability.

Cover for buildings, rental properties and holiday lets

We make diversification as easy as possible.

Up to £2m cover for Environmental Impairment Liability 

Including cover for gradual pollution.

Higher indemnity limits for Public and Products Liability and Employers' Liability

Because Rural claims tend to get expensive.

Loss of revenue cover

To protect your income in case of catastrophes like flood or fire.

Expedited claims handling 

You want your claims paid fast. So do we. We have the authority to approve claims up to £100,000 without waiting for the insurers’ say-so.

Bespoke where you need it

We tailor arrangements to fit your needs precisely.

Common add-ons

Commercial Legal Expenses

Commercial Legal Expenses insurance covers legal disputes that might affect Rural businesses. Many of our Rural Land and Estate customers ask for it as an add-on, but it is actually a separate policy. It covers the cost of settling issues like contract disputes, public right of way issues, and tax investigations.