Kidnap & Ransom insurance

Kidnap & ransom events can have devasting impacts on your business. A Howden specialist can arrange you suitable cover to protect your employees, as well as protect against financial loss

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Rescue services and financial loss prevention

For most of us, kidnapping is something that only happens in movies. But unfortunately, in many parts of the world, it is a very real threat. It can be traumatic and even life-threatening for the victims, and incredibly expensive for businesses and family members who are forced to pay extortionate ransoms. 

In this situation, knowing that you are covered can help you focus on what’s really important – getting your people home safe.

Kidnap and ransom insurance provides a reactive rescue service, taking action at the first indication of trouble, working to rescue hostages quickly and safely. At the same time, it protects you from financial loss. 

Kidnap and ransom insurance is often taken out by businesses operating in high-risk areas, people planning to travel through potentially dangerous countries, or high-profile individuals who can be at risk anywhere. 

Kidnap is a real risk for international business people and high-profile individuals.

Who needs Kidnap & Ransom insurance?

Kidnap and ransom insurance is often taken out by businesses operating in high-risk areas, people planning to travel through potentially dangerous countries, or high profile individuals who can be at risk anywhere. 
 

What does it cover?

A huge part of managing a crisis is gaining access to specialist response consultants. Our services include:

Proactive threat response

  • Disappearance investigation
  • Emergency Political Repatriation and Relocation
  • Hijack
  • Hostage Crisis
  • Illegal detention
  • Child abduction
  • Piracy

Ransom and extortion
Ransom and extortion insurance protects your assets from illegal demands. This covers the costs if you’re forced to pay a ransom, including for ransoms lost in transit.

Personal accident
This provides compensation for injuries, disablement, and death.

Legal liability
Legal liability covers defence costs and compensation payments resulting from a crisis.

Loss of earnings
If you or your people suffer an injury that makes working impossible, loss of earnings provides income protection.

Cyber insurance
Cyber-attacks are increasingly used by criminals to steal and extort money. Cyber insurance covers losses resulting from a data breach.

Business interruption
When a kidnap or ransom prevents the usual operation of your business, business interruption compensates you for your loss of income.

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Trends analysis and insight

Our expert kidnap and ransom brokers produce independent country reports, offering trends and statistics to understand the level of risk your business faces in the different places you operate. These are available on request, for both current and prospective clients.
 

Protect your people. Request a quote.

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What to do if you are experiencing financial difficulties

We recognise that the current economic conditions are putting pressure on many households and businesses. At Howden, we are committed to finding ways to assist our customers who may require additional support during these times.

If you’re currently facing financial difficulty, please speak to us about your insurance policies by:-

-contacting your Howden Service Team; 
-calling Howden on 020 7623 3806;
-using the Enquiry form.

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