At R K Harrison we represent all areas of the commercial sector across the complete spectrum of art and collectables, including private clients, state and private museums. We have a strong reputation for creating insurance programmes that go well beyond the norm to deliver the cover that our clients need, not just that which insurers wish to provide.
R K Harrison is our specialist Fine Art division.
We also look to save our clients from as much administrative work as possible. For example, our policies automatically give cover for up to an additional 25% of the insured collection's total to give the policyholder the freedom to add to their collection.
We work with:
- Private collections
- Collections belonging to universities, libraries and state-owned or private institutions
- Dealers; including coin and stamp dealers
- Auction houses
- Shippers and packers
- Storage facilities including wine storage
- Fine art appraisers
- High-value homes
- Private jewellery
- All forms of collectables including classic and high-value cars
- Lenders Single Interest
We also have in-depth experience in designing and placing programmes to cover the full extent of major library collections whether the interest is art, valuable books or manuscripts, standard textbooks or any other related interest.
Resolving claims quickly and effectively is central to everything we do.
Our claims resource is embedded within the team and where appropriate it is involved not just when a claim occurs but in the design and the writing of our policies. This leads to as smooth a claims process as possible. We have a track record of negotiating and settling large and complex claims across the whole spectrum of our business.
The cover we offer
We offer comprehensive All Risks cover, which can typically include:
- Worldwide All Risks (cover for loss or damage to the collection with no territorial limits)
- General Contents
- Buildings (UK / Europe only for commercial risks)
We can also assist with:
- Stock in Transit and at unnamed locations
- Exhibitions and Fairs
- Business Interruption (UK / Europe only for commercial risks)
- Public, Products, and Employers’ Liability (UK / Europe only for commercial risks)
Get in touch
Speak to one of our specialist brokers to find out more or get a custom quote