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Defined contribution (DC) investment
Trusted, data-led advice and support for your workplace pension scheme
A well-structured defined contribution (DC) pension investment approach should strike the right balance between sophistication and simplicity. It should give members a clear path to follow, while adapting to their needs as they move through their savings journey.
As your adviser, we help employers make the most of the options available. Combining independence, market access and insight-led solutions, we design investment approaches that support the outcomes members are working towards.
Pension investment guidance is just one of a range of workplace pensions consulting services we provide.
Our DC investment philosophy
Our approach is supported by a specialist investment consultancy team with expertise in fund and manager analysis, asset risk and lifecycle modelling. Together, we design investment solutions that reflect two key stages of member engagement.
Early career, typically less engaged. Members who are many years from retirement need their savings to work hard, supported by a long-term approach to investment.
Later career, typically more engaged. From around age 50 to 55, strategies should evolve to reflect individual circumstances, helping members feel more confident as they approach retirement.
What are the benefits of a DC pension scheme?
A DC pension is a tax-efficient way to save for retirement, with contributions benefiting from tax relief.
Monitoring and ongoing governance
We support DC schemes in meeting governance requirements through clear, consistent monitoring and reporting. This includes:
Fund performance
Key manager developments
Market review
Market outlook
We use pension analytics tools to provide clear investment insights and forward-looking analysis, helping strengthen decision-making and keep members on track for better outcomes.
Engagement and at-retirement support
It is important for employers to support members not only as they approach retirement, but throughout their savings journey. We help you put clear communication strategies and scheme design in place, so members can make informed decisions with confidence at every stage.
Expertise and scale
We oversee investments for more than 450 clients, with over £100 billion in assets. This scale gives us the insight and experience to design investment approaches that support members and deliver long-term value for employers.
DC investment performance is one of the most important drivers of member outcomes, particularly given the low contribution levels in many DC schemes. Our focus is on designing strategies that deliver real value for both members and employers.
Let's connect
As your trusted partner, we leverage our deep pensions expertise to find the solutions you need to thrive, ensuring long-term value for all.
Want to find out if we're the right choice for you? Talk to us today.
