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Our toolbox
Pioneering the way we deliver construction and infrastructure insurance
Our comprehensive toolbox includes a diverse range of tools and resources, all specifically designed to support our core services.
These tools allow our construction and infrastructure insurance team to deliver the best possible outcomes for our clients.
Nat Cat Modelling
Our in-house tool can provide you with meaningful data on your site-specific exposure to natural perils.
Driven by data, the tool analyses the potential impact that natural catastrophes could have at each stage throughout an entire project. You can obtain a better understanding of the potential loss severity, leading to more informed decisions around limits and deductibles, as well as how to best balance capacity and risk appetite. Plus, the tool is completely free of charge.
Parametric Insurance
Parametric insurance provides a pre-defined payout when the occurrence of an insured event triggers a policy by meeting the specified thresholds defined in the policy.
Parametric claims provides a number of advantages, including speed of payment – often within days or weeks; this speed of claim processing offers liquidity when needed (and avoids associated issues, such as loss creep).
The perils covered include weather related events and natural catastrophes, including:
- Tropical cyclone
- Earthquake
- Snow
- Rain
- Wind
- Wildfires
Climate forecasting
Our Climate Risk & Resilience team have developed market-leading analytics to empower you to have foresight on your future climate risks.
Using current data, our team can analyse the impact that extreme climate perils such as coastal flooding, sea level rise and windstorm events, may have on the future state of construction and infrastructure projects, if exposed.
Having sight of this can support you to make more informed decisions around your risk financing needs, and mitigation measures to help improve the future resilience of your assets and operations.
Allocation workbooks
In partnership with the Analytical Team, we've created a premium allocation workbook, which can assist you with internal charge-outs and insurance cost recovery.
The workbook allocates premium across numerous subsidiary companies based upon three variables; exposure, claims costs and perceived risk ratings.
The workbook allocates premium across numerous subsidiary companies based upon three variables; exposure, claims costs and perceived risk ratings.
Once all the data is loaded and the various criteria selected, the workbook will run a series of calculations to allocate the relevant premium across the subsidiary companies within the thresholds selected. This premium is converted to a specific premium rate for each subsidiary business which can be used for insurance cost recovery purposes and inter-company league tables to promote good risk management practices.
Risk Engineering
It’s our business to work with you to improve your facilities’ risk profile, to optimise your insurance coverage and to represent your facility correctly to the Insurers. We listen diligently to understand your specific requirements and tailor a unique risk engineering program for you.