THIRD-PARTY LIABILITY

Casualty risk profiles change on an almost daily basis and there are no risks exactly alike. The legal and regulatory environments constantly evolve. The marketplace fluctuates and exposures only seem to grow in number, scope and complexity.

Product liability, employers liability and also environmental liability are in the news every day and can weigh heavily on a company's future.

We engage with clients in the formulation, design and execution of both traditional and complex risk management programs to address these risks. We work in the context of your broadest objectives and your risk tolerance.

Our rigorous risk evaluation, assessment and structuring techniques are all customised for each client's situation. Through in-depth, on-going dialogue, we attempt to fully understand your goals, and from this present a variety of options and alternatives that best meet your long-term objectives.

The simple term ‘casualty’ describes several complex areas of risk, including general liability,  product liability and employers liability but also sudden and unexpected environmental liability. Although often treated separately, we believe that these exposures are best approached with a pragmatic, cohesive strategy. Our casualty team has the insight, experience and resources to accomplish this crucial goal and solve even the toughest problems.

Programme Structure
Working with clients in a diverse array of industries and locations, our specialists design tailor-made solutions that provide responsive and creative risk management program alternatives for almost any type of organisational situation or circumstance. Whether the exposure is generated from unique or unusual exposures, significant employee concentrations, product liability or a volatile loss history, our goal is to understand your needs and formulate customised solutions that help protect your organisation's bottom line.

Casualty Placement Structure
Our casualty brokers work closely with their clients and are well known in the insurance market. We maintain high-level underwriting contacts with all major international markets that handle casualty risks. Our team approach; the strength, variety and breadth of our solutions; and our solid, long-term relationships in the global marketplace combine to provide optimum benefit for our clients.