Marine Insurance

Innovative solutions for a complex sector

When your business depends on an environment that can be volatile, there can be greater risks and challenges. If you’re building, owning, consulting or operating at sea, you need an insurer who understands the issues you face and can help you find solutions. By arranging your cover with a broker who specialise in marine risk, you can have the confidence that your assets have the best protection.

At Howden, we take the time to get to know your business and build a policy that gives you piece of mind that is cost-effective and high quality. Our Specialty Team has the market knowledge, expertise and industry links to arrange cover that suits your needs, regardless of size or complexity.

We create bespoke solutions for:

  • Upstream Supply Vessels & Workboats
  • Port Authorities & Terminals
  • Ocean Going Vessel Operations
  • Inland River Tug & Barge Operations
  • Dredging / Wet Construction Companies
  • Commercial Fishing Operations
  • Vessel & Upstream Structure Shipyard Construction
  • Renewable energy and shale gas sectors
  • Onshore and Upstream exploration & production companies
  • Energy service contractors and drilling contractors
  • The midstream energy / pipeline sector (which includes gathering, storage, transmission, processing facilities)
  • Processing and refining companies
  • Chemical and petrochemical companies
  • Power generation, transmission and distribution utilities
  • Manufacturing and Product Supply
  • Commercial and Sport Diving
  • Port Authorities, Docks and Marine Engineers
  • Natural resource processing, gathering and transportation


What is included in my cover?

Quality cover at a cost-effective price

We believe that our role is more than just protecting our clients from risk. We want to empower you to grow your business by removing risk obstacles with quality cover where you need it most. 

Broad global market access

The Howden Specialty Team has know-how and relationships to manage the risks you face affordably whilst also delivering on quality.

Global programmes

Save your business time, effort and money by streamlining your insurance into one global policy. By having one clear view of your risk, you'll eliminate gaps and contention between contracts and providers. 

Skilfully designing insurance wordings

To get the right insurance that is responsive when you need it most takes careful planning and attention to detail. We work with a wide range of companies and sectors, ranging from global energy companies, to independent contractors, and will keep all wordings firmly in your favour

Marine insurance inforgraphic

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The Howden Specialty Team has a core expertise, including:

Hull & Marine Liabilities for all types of tonnage and exposures

  • Hull and machinery 
  • Disbursements (increased value, freight etc.)
  • Loss of hire
  • Charterers’ liability
  • Charterers’ default
  • Machinery deductible
  • Protection and indemnity
  • Towage risks

Ports & Terminals a broad range of risks whether liability or physical loss

  • Loss or damage to cargo under your care, custody or control
  • Third-party liability
  • Professional indemnity
  • Fines and penalties
  • Physical loss or damage to equipment
  • Port property
  • Business interruption

Mortgagee interests, financial institutions, ship mortgage insurance and financing insurance

  • Mortgagees’ interest
  • Innocent owners’ insurance
  • Lessors’ interest insurance
  • Political risks insurance
  • Shipyard & Related Risks
  • Shipyard and building risks
  • Construction liability
  • Ship repairers’ liability
  • Worldwide delay in delivery

War, Kidnap & Ransom and Political Risks

  • War risks
  • Kidnap and ransom
  • Confiscation, expropriation and nationalisation
  • Credit insurance

Speak to a marine specialist today

Contact us today

Call our team  on +372 6 144 400 or drop us a quick message and we'll get back to you as soon as possible.

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