General Liability Insurance
Comprehensive cover for your business
Around 48% of all liability claims comes from accidents, such as slips and falls. General Liability insurance gives you protection in the event of third party claims for injury or damage to someone else’s property.
At Howden, we take time upfront to truly understand your business and give you more comprehensive cover at a highly competitive price.
Who needs General Liability insurance?
General Liability affects every business that deals with clients face-to-face, especially if they visit your premises or you work using their infrastructure or equipment.
Anything from an old doormat to a wobbly window pane to an incorrect web page can lead to a general liability claim.
What does General Liability insurance cover?
General liability will support you in the event of:
- Bodily injury
- Personal injury (such as through defamation or slander)
- Property damage
- Data loss Legal defence
There are some areas that aren't covered by General Liability and will require additional cover. These include:
- Defective products, work or services
- Damage to your own property.