Howden Website
 

ACCIDENT AND HEALTH

People are any company's biggest and most precious asset - and no matter how conscientious an employer may be, accidents do happen.

Financial protection of your assets with a comprehensive employee benefit plan is key to attracting and retaining your very best staff, as well as protecting any financial exposure.

Our experience in international Accident, Health, Term Life and Professional Sports business, placing in to the London and European markets, has seen us support a wide range of clients.  We work in co-operation with you and the markets that have the same ethos for innovation, flexibility and professional service as us.

We pride ourselves on working closely with you to understand the specific needs, adapting coverage to fit, and ensuring that together with our markets, we deliver relevant and timely products.  We can work direct or help arrange reinsurance, facultative placements, facilities or binding authorities for the following product types;

For both Group and high value or specialist individuals:

  • Accidental Death
  • Temporary Total Disablement
  • Group catastrophe cover, such as flight risks, large buildings, pension funds etc
  • Keyman protection and buy/sell agreements
  • Group Term Life
  • Professional Sports Disability – career ending injury or illness
  • Group loss of aviation license
  • War risks and hazardous countries or zones
  • Emergency medical evacuation / repatriation

Typical, but not exclusive, types of people and International companies covered:

  • High risk occupations, such as security guards, charity workers, journalists, film crew, reconstruction engineers, mining and surveying.
  • Offshore workers
  • Flight crew and Ships crew
  • Professional sports persons and teams

To find out more about Accident and Health and to talk to us about a solution, please contact us using the details on the right.