In reflecting consumer demand the retail sector has seen rapid development in recent years and the range of products available to us is wider than ever before.  Town centre and out-of-town developments are common to almost every urban conurbation in the UK, whilst visiting retail outlets takes up a significant part of leisure time for many households. 
In addition, on-line shopping is a fast growing segment of the market, both for specialist on-line and “traditional” retailers.  
As shopping venues, channels to market and products proliferate, the retailer’s brand has become an important signal to consumers of quality and reliability.  It is important for retailers to protect their brands and reputations with consistently high-quality insurance products and service. 
Windsors’ experts rebranded as Howden in October 2012, and our expertise in the retail outlet sector dates back many years.  
We are specialists in
  • Property insurance 
  • Employers’, public and product liability 
  • Contingency planning for product recalls 
  • Online security, including data security and liabilities arising from a breach of data security 
  • Supply chain analysis and risk assessment 
  • Brand and reputation management 
  • Staff risk management policies
  • Business continuity 
  • Environmental risks


View our full range of business insurance products